Prospective Undergraduates

University's Supported Financial Assistance

University Financial Assistance


Bursaries and Loans

This is a scheme supplementary to the Government financial assistance schemes, which aims to assist local students who are unable to obtain adequate assistance provided by the Government and the amount offered will only be sufficient for part of the expenses.


Application of the University Financial Assistance (UFA) would normally be invited from mid-August to late September of the year. Bursary and/or interest-free loan would be offered to successful applicants upon completion of the means-tested review. The amount of assistance would depend on the individual’s family financial condition. For current students, please click here to  learn more about the Scheme.

New students are encouraged to PLAN AHEAD and  BUDGET your income and expenses early!


Emergency Financial Assistance

The Emergency Financial Assistance (EFA) is available for application if students are encountered with sudden financial difficulties due to unforeseen emergency or catastrophic event that may affect their studies. Means-tested review and interview will be arranged on case-by-case basis. Students with urgent financial hardships may approach SFAO for application of emergency financial assistance any time during the year at 2358 6663 or email



Deferment of Tuition/Hall Fees

Students may not be able to settle their tuition fee/hall fees on time due to financial difficulties. Registered HKUST students who have financial difficulties in paying the tuition fee/hall fee by the payment due date are eligible for application. Deferment of tuition fee or hall fee payment will be considered on the ground of financial hardships with supporting proof. Applications should be made at least 7 days before payment due date and applications submitted after the payment due date would not be accepted.



Loan Scheme for Searching Off-campus Housing

This scheme aims at helping undergraduate and research postgraduate students who, after the university’s housing commitment, have to arrange their own housing off-campus but encounter cash flow problem in meeting some upfront expenses such as rental deposit and agency commission.